Find Long Term Care resources faster

2+ day, 10+ hour ago (370+ words) SEATTLE " As retirement planning becomes more complex, one topic often gets pushed aside: long-term care. While many prefer not to confront the realities of aging, financial experts warn that ignoring this issue can devastate even the most carefully crafted retirement plans. "I just lost my mother about a month ago now, and she dealt with being in a facility for only about a week," said Mark Stimpson of Elevated Financial Management. "We were very fortunate as a family in that regard. A lot of our clients, that's not the case and it can be staggering how expensive this is." He noted that some clients face costs as high as $20,000 per month for one person. "If there's going to be something that could blow up a really wonderful laid out plan for retirement, that's going to be the atom bomb that's…...

2+ day, 18+ hour ago (38+ words) Long-term care is one of the biggest financial wild cards in retirement, and the odds aren't in your favor. By 65, many Americans will need some level of support, whether it's help with daily tasks, ......

5+ day, 17+ hour ago (300+ words) Nationwide, long-term care insurance policies are being used to cover an average of 2.6 years in assisted living, where the average annual cost to live is $70,800, according to a new report from America's Health Insurance Plans. By comparison, in nursing homes, long-term care insurance policies cover an average of 1.5 years. There, private rooms cost $127,750 and semi-private rooms cost $111,325 annually, on average." More than 6.9 million people nationwide were covered by long-term care insurance in 2024, the research found. AHIP compiled 2024 data from the National Association of Insurance Commissioners and CareScout's cost of care survey. Last year, long-term care insurance policies paid out almost $16.9 billion in claims, with the average claim coming in at $185,572. Policy holders paid an average monthly premium of $165. The report lays out the average annual costs of care in assisted living communities and nursing homes, as well as home care…...

5+ day, 22+ hour ago (552+ words) Published 4:00 pm Monday, December 1, 2025 Health Minister Josie Osborne and Parliamentary Secretary for Seniors" Service and Long-Term Care Susie Chant in Victoria on Dec. 1, 2025. (Mark Page/Black Press Media) B.C. is extending better union benefits to many long-term care home workers, compensating for changes made by the B.C. Liberal government more than two decades ago. "This is a major step forward," Health Minister Josie Osborne said. "It strengthens consistent labour standards across the long-term care and assisted living sector, supports a stable and sustainable workforce, and it helps reduce turnover." More than 5,000 workers in approximately 100 privately operated, publicly funded long-term care facilities will be moved under the authority of the Health Employers" Association of B.C., and therefore be covered by the Facilities Bargaining Agreement, according to the deal, announced on Monday, Dec. 1. For most, this means better benefits and pension coverage, in addition to…...

6+ day, 7+ hour ago (921+ words) Northside Community Guest Home'long-term'care workers have voted to go on strike. The workers, represented by Canadian Union of Public Employees (CUPE) Local 1876, voted 97 per cent in favour of a strike mandate it was announced on Friday.' "The last thing we want is to end up on strike," CUPE 1876 president Wanda Bond said. "But the reality is that long-term care workers are at their breaking point. Not just here, but across the province. "We are stretched thin due to understaffing, and we're struggling to make ends meet due to low wages. We can't continue like this. We deserve better, but so do our residents." Bargaining negotiations between long-term care workers in Nova Scotia represented by CUPE and the Houston government broke down'on Nov. 17.' Northside Community Guest Home was one of a number of Cape Breton-based long-term care facilities whose unionized workers…...

6+ day, 12+ hour ago (646+ words) Fact checked by Vikki Velasquez Halfpoint Images / Getty Images Americans can expect to pay anywhere from about $5,000 to $30,000 per month for nursing home care, depending on the market. Medicare covers 100% of the costs of nursing home care for only 20 days. After that, families must handle the costs. There are steps families can take to try to shield themselves from these high costs, but it's important to prepare early. There are many reasons why people don't put their parents in a nursing home as their care needs mount. They may want to help their parents maintain their independence, for example, or protect them from potentially elder abuse at certain facilities. But, increasingly, cost is becoming a part of the equation. According to the American Council on Aging, the average annual cost of a nursing home in the United States varies widely…...

1+ week, 6+ hour ago (622+ words) Halfpoint Images / Getty Images There are many reasons why people don't put their parents in a nursing home as their care needs mount. They may want to help their parents maintain their independence, for example, or protect them from potentially elder abuse at certain facilities. But, increasingly, cost is becoming a part of the equation. According to the American Council on Aging, the average annual cost of a nursing home in the United States varies widely by state but, on average, hovered around $10,000 monthly in most markets in 2024. In some high-cost markets, it runs more than triple that figure. You may believe that Medicare, the U.S. federal health insurance program for people aged 65 and older, will pay for your parents' nursing home care. But that's not the case." Medicare will pay 100% of the bill for just the first 20 days that someone…...

1+ week, 1+ day ago (557+ words) Carol Bradley Bursack, a certified dementia support group facilitator, has provided care for multiple family members. She's also an author, newspaper columnist, consultant, and blog host at www.mindingoureldersblog.com. Carol can be reached by using the contact form at www.mindingourelders.com. Bursack: Keep an open mind when choosing assisted living When aging parents and children disagree about the next step, it's best to weigh all options. Dear Carol: My dad, now 83, inherited a small farm from his parents. Though he's sold most of the land, he's lived his life and raised his family in that house. He and his old friends check on each other. I keep in touch daily and live close enough to visit weekly. Still, I'm becoming increasingly concerned. Dad agrees he should move to assisted living, but we disagree on location. He wants the…...

1+ week, 2+ day ago (118+ words) The Brookdale Assisted Living facility is located in Dover on 150 Saulsbury Rd. They say the investigation is ongoing. Anyone with information is asked to contact the Dover Police Department. DOVER, Del. - The Dover Police Department say they are investigating a burglary at the Brookdale Assisted Living facility. Police say the victim's apartment is being renovated, and at some point overnight between Nov. 26 and Nov. 27, an unknown suspect broke in. They say the suspect entered through a window, stole some of the victim's things, and left. The Brookdale Assisted Living facility is located in Dover on 150 Saulsbury Rd. They say the investigation is ongoing. Anyone with information is asked to contact the Dover Police Department....

1+ week, 3+ day ago (531+ words) Published 5:05 am Thursday, November 27, 2025 A long-term care facility in Lantzville is planned to accommodate 306 residents. (Stantec image) Island Health's planned long-term care home is has made it through another stage of the approval process, with allowances for changes to the design of what will be a six-storey facility with 306 beds. An Island Health project team presented to District of Lantzville council at a meeting Nov. 12, and the zoning and official community plan amendment passed second reading after a previous second reading was rescinded. Modifications to the plans include increasing the maximum permitted height from 25 metres to 33, and decreasing the south parcel line setback from 15 metres to seven metres. A planned two-storey parking garage has also been eliminated from the design due to cost pressures, in favour of surface parking for 160 spaces. Stefan Schulson, Stantec's lead architect for the project, said…...